CMG Mortgage · Ohio · 2025

CMG Mortgage in Ohio: approval rate, denial rate and rates (2025)

CMG Mortgage took 675 mortgage applications in Ohio in 2025, ranking #113 of 1,092 lenders active in the state. It originated 61.3% of them and denied 4.0% (5.6% of the applications it decided), against a statewide denial rate of 17.7%.

675Applicationsin OH
5.6%Decision denial ratestate 21.9%
6.75%Median ratestate 6.88%
$225,000Median loanstate $155,000
$112MVolume60 counties

CMG Mortgage in Ohio vs the state

4.0%Denial rate-13.69 pts vs state
5.6%Decision denial rate-16.31 pts vs state
61.3%Origination rate+1.43 pts vs state
6.75%Median rate-0.13 pts vs state
0.34Rate spread (pts)-0.05 pts vs state
$110kMedian applicant income
414Loans originated
27Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232191386.9%7.49%#207
20246234025.1%6.99%#109
20256754144.0%6.75%#113

What CMG Mortgage lends in Ohio

By loan purpose

Home purchase 475 70% · 3.0% denied
Refinance 94 14% · 4.3% denied
Cash-out refinance 96 14% · 4.2% denied
Home improvement 2 0% · 50.0% denied
Other / HELOC 8 1% · 50.0% denied

By loan type

Conventional 514 76% · 3.5% denied
FHA 94 14% · 9.6% denied
VA 61 9% · 0.0% denied
USDA / RHS 6 1% · 0.0% denied

Why it denied Ohio applicants

Credit history 9 33%
Debt-to-income ratio 7 26%
Collateral 5 19%
Other 4 15%
Unverifiable information 1 4%
Insufficient cash 1 4%

Where in Ohio

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lucas County 1911376 3.1%
Cuyahoga County 71316 8.5%
Wood County 53372 3.8%
Hamilton County 43271 2.3%
Butler County 32220 0.0%
Warren County 30171 3.3%
Franklin County 28122 7.1%
Summit County 27173 11.1%
Montgomery County 26161 3.8%
Clermont County 17150 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 675 applications in 2025, of which 414 were originated and 27 denied.

4.0% of all applications, or 5.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans CMG Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology