Click n' Close in Washington vs the state
6.4%Denial rate-9.25 pts vs state
8.6%Decision denial rate-10.95 pts vs state
67.2%Origination rate+6.09 pts vs state
6.75%Median rate+0.13 pts vs state
2.69Rate spread (pts)+2.50 pts vs state
$123kMedian applicant income
231Loans originated
22Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 175 | 112 | 4.0% | 7.00% | #168 |
| 2024 | 306 | 186 | 5.2% | 6.88% | #132 |
| 2025 | 344 | 231 | 6.4% | 6.75% | #135 |
What Click n' Close lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 63 | 33 | 8 | 12.7% |
| King County | 42 | 22 | 4 | 9.5% |
| Kitsap County | 28 | 21 | 2 | 7.1% |
| Snohomish County | 27 | 21 | 0 | 0.0% |
| Spokane County | 17 | 9 | 5 | 29.4% |
| Grays Harbor County | 16 | 13 | 0 | 0.0% |
| Walla Walla County | 14 | 4 | 1 | 7.1% |
| Clark County | 14 | 10 | 0 | 0.0% |
| Skagit County | 12 | 11 | 0 | 0.0% |
| Thurston County | 12 | 9 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 344 applications in 2025, of which 231 were originated and 22 denied.
6.4% of all applications, or 8.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Click n' Close originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology