Click n' Close · Alaska · 2025

Click n' Close in Alaska: approval rate, denial rate and rates (2025)

Click n' Close took 59 mortgage applications in Alaska in 2025, ranking #58 of 252 lenders active in the state. It originated 54.2% of them and denied 10.2% (14.6% of the applications it decided), against a statewide denial rate of 14.0%.

59Applicationsin AK
14.6%Decision denial ratestate 18.0%
6.50%Median ratestate 6.44%
$335,000Median loanstate $305,000
$11MVolume13 counties

Click n' Close in Alaska vs the state

10.2%Denial rate-3.84 pts vs state
14.6%Decision denial rate-3.35 pts vs state
54.2%Origination rate-6.44 pts vs state
6.50%Median rate+0.06 pts vs state
2.25Rate spread (pts)+2.12 pts vs state
$125kMedian applicant income
32Loans originated
6Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320615.0%6.88%#68
202428147.1%6.75%#66
2025593210.2%6.50%#58

What Click n' Close lends in Alaska

By loan purpose

Home purchase 50 85% · 10.0% denied
Refinance 7 12% · 0.0% denied
Cash-out refinance 2 3% · 50.0% denied

By loan type

Conventional 10 17% · 0.0% denied
FHA 48 81% · 12.5% denied
VA 1 2% · 0.0% denied

Why it denied Alaska applicants

Credit history 3 50%
Debt-to-income ratio 2 33%
Other 1 17%

Where in Alaska

Counties with the most Click n' Close applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 20102 10.0%
Matanuska-Susitna Borough 1291 8.3%
Fairbanks North Star Borough 832 25.0%
Prince of Wales-Hyder Census Area 510 0.0%
Nome Census Area 421 25.0%
Dillingham Census Area 210 0.0%
Kodiak Island Borough 220 0.0%
Aleutians East Borough 110 0.0%
Juneau City and Borough 100 0.0%
Copper River Census Area 100 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 59 applications in 2025, of which 32 were originated and 6 denied.

10.2% of all applications, or 14.6% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Click n' Close originated in Alaska in 2025 was 6.50%, against a statewide median of 6.44%.

About this data. Figures are Click n' Close's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology