Clearview Federal Credit Union · Ohio · 2025

Clearview Federal Credit Union in Ohio: approval rate, denial rate and rates (2025)

Clearview Federal Credit Union took 43 mortgage applications in Ohio in 2025, ranking #428 of 1,092 lenders active in the state. It originated 55.8% of them and denied 23.3% (29.4% of the applications it decided), against a statewide denial rate of 17.7%.

43Applicationsin OH
29.4%Decision denial ratestate 21.9%
6.70%Median ratestate 6.88%
$65,000Median loanstate $155,000
$2.3MVolume8 counties

Clearview Federal Credit Union in Ohio vs the state

23.3%Denial rate+5.57 pts vs state
29.4%Decision denial rate+7.52 pts vs state
55.8%Origination rate-4.09 pts vs state
6.70%Median rate-0.18 pts vs state
0.12Rate spread (pts)-0.27 pts vs state
$82kMedian applicant income
24Loans originated
10Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023534213.2%7.40%#387
2024271633.3%7.75%#480
2025432423.3%6.70%#428

What Clearview Federal Credit Union lends in Ohio

By loan purpose

Home purchase 6 14% · 0.0% denied
Refinance 2 5% · 0.0% denied
Cash-out refinance 2 5% · 50.0% denied
Home improvement 10 23% · 30.0% denied
Other / HELOC 23 53% · 26.1% denied

By loan type

Conventional 43 100% · 23.3% denied

Why it denied Ohio applicants

Credit history 6 60%
Other 2 20%
Unverifiable information 1 10%
Debt-to-income ratio 1 10%

Where in Ohio

Counties with the most Clearview Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Columbiana County 29178 27.6%
Trumbull County 320 0.0%
Summit County 310 0.0%
Jefferson County 320 0.0%
Mahoning County 211 50.0%
Cuyahoga County 110 0.0%
Lorain County 100 0.0%
Huron County 101 100.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 43 applications in 2025, of which 24 were originated and 10 denied.

23.3% of all applications, or 29.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Clearview Federal Credit Union originated in Ohio in 2025 was 6.70%, against a statewide median of 6.88%.

About this data. Figures are Clearview Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology