Clearpath Lending in Ohio vs the state
12.2%Denial rate-5.48 pts vs state
15.2%Decision denial rate-6.65 pts vs state
67.9%Origination rate+8.04 pts vs state
5.75%Median rate-1.13 pts vs state
-0.76Rate spread (pts)-1.15 pts vs state
$77kMedian applicant income
89Loans originated
16Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 40 | 19.1% | 5.75% | #351 |
| 2024 | 104 | 72 | 13.5% | 5.75% | #303 |
| 2025 | 131 | 89 | 12.2% | 5.75% | #288 |
What Clearpath Lending lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Clearpath Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 26 | 13 | 7 | 26.9% |
| Cuyahoga County | 12 | 9 | 1 | 8.3% |
| Hamilton County | 11 | 9 | 1 | 9.1% |
| Greene County | 6 | 5 | 1 | 16.7% |
| Wayne County | 6 | 4 | 1 | 16.7% |
| Montgomery County | 6 | 3 | 0 | 0.0% |
| Summit County | 5 | 3 | 1 | 20.0% |
| Trumbull County | 5 | 2 | 1 | 20.0% |
| Stark County | 5 | 3 | 1 | 20.0% |
| Butler County | 5 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 131 applications in 2025, of which 89 were originated and 16 denied.
12.2% of all applications, or 15.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Clearpath Lending originated in Ohio in 2025 was 5.75%, against a statewide median of 6.88%.
About this data. Figures are Clearpath Lending's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology