Clearpath Lending in Nevada vs the state
10.3%Denial rate-7.19 pts vs state
13.6%Decision denial rate-8.66 pts vs state
65.4%Origination rate+7.67 pts vs state
5.63%Median rate-1.00 pts vs state
-0.75Rate spread (pts)-1.04 pts vs state
$101kMedian applicant income
51Loans originated
8Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 32 | 19.3% | 5.63% | #181 |
| 2024 | 80 | 54 | 17.5% | 5.50% | #161 |
| 2025 | 78 | 51 | 10.3% | 5.63% | #166 |
What Clearpath Lending lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Clearpath Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 67 | 45 | 8 | 11.9% |
| Nye County | 6 | 3 | 0 | 0.0% |
| Washoe County | 3 | 2 | 0 | 0.0% |
| Elko County | 2 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 78 applications in 2025, of which 51 were originated and 8 denied.
10.3% of all applications, or 13.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Clearpath Lending originated in Nevada in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are Clearpath Lending's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology