City National Bank in Colorado vs the state
13.2%Denial rate-2.47 pts vs state
16.7%Decision denial rate-2.99 pts vs state
65.8%Origination rate+5.77 pts vs state
5.88%Median rate-0.75 pts vs state
-0.23Rate spread (pts)-0.38 pts vs state
$468kMedian applicant income
25Loans originated
5Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 43 | 8.5% | 6.03% | #262 |
| 2024 | 28 | 15 | 28.6% | 6.90% | #362 |
| 2025 | 38 | 25 | 13.2% | 5.88% | #339 |
What City National Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 8 | 6 | 0 | 0.0% |
| Boulder County | 6 | 4 | 0 | 0.0% |
| Eagle County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 2 | 1 | 33.3% |
| Larimer County | 3 | 1 | 2 | 66.7% |
| Pitkin County | 3 | 1 | 1 | 33.3% |
| Douglas County | 2 | 1 | 1 | 50.0% |
| Summit County | 2 | 1 | 0 | 0.0% |
| Garfield County | 2 | 2 | 0 | 0.0% |
| El Paso County | 2 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 38 applications in 2025, of which 25 were originated and 5 denied.
13.2% of all applications, or 16.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans City National Bank originated in Colorado in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology