CIBC Bank USA in Wisconsin vs the state
8.3%Denial rate-5.68 pts vs state
10.9%Decision denial rate-5.49 pts vs state
68.3%Origination rate+0.18 pts vs state
6.13%Median rate-0.50 pts vs state
-0.06Rate spread (pts)-0.18 pts vs state
$75kMedian applicant income
41Loans originated
5Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 25 | 20.9% | 6.38% | #321 |
| 2024 | 29 | 22 | 20.7% | 6.25% | #378 |
| 2025 | 60 | 41 | 8.3% | 6.13% | #311 |
What CIBC Bank USA lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most CIBC Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 40 | 23 | 5 | 12.5% |
| Walworth County | 6 | 6 | 0 | 0.0% |
| Waukesha County | 5 | 5 | 0 | 0.0% |
| Door County | 2 | 1 | 0 | 0.0% |
| Ozaukee County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Sheboygan County | 1 | 1 | 0 | 0.0% |
| St. Croix County | 1 | 0 | 0 | 0.0% |
| Vilas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 60 applications in 2025, of which 41 were originated and 5 denied.
8.3% of all applications, or 10.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans CIBC Bank USA originated in Wisconsin in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are CIBC Bank USA's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology