Churchill Mortgage in Wyoming vs the state
9.1%Denial rate-6.47 pts vs state
9.1%Decision denial rate-10.50 pts vs state
63.6%Origination rate+2.63 pts vs state
7.25%Median rate+0.75 pts vs state
0.60Rate spread (pts)+0.37 pts vs state
$89kMedian applicant income
7Loans originated
1Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 13 | 6.3% | 6.75% | #104 |
| 2024 | 22 | 13 | 0.0% | 7.00% | #96 |
| 2025 | 11 | 7 | 9.1% | 7.25% | #136 |
What Churchill Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 4 | 3 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
| Big Horn County | 1 | 0 | 1 | 100.0% |
| Campbell County | 1 | 0 | 0 | 0.0% |
| Sweetwater County | 1 | 1 | 0 | 0.0% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 9.1% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Churchill Mortgage originated in Wyoming in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology