Churchill Mortgage in Washington vs the state
4.7%Denial rate-11.00 pts vs state
5.4%Decision denial rate-14.13 pts vs state
74.2%Origination rate+13.15 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.10 pts vs state
$110kMedian applicant income
351Loans originated
22Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 511 | 348 | 3.7% | 6.75% | #90 |
| 2024 | 551 | 353 | 4.4% | 6.81% | #88 |
| 2025 | 473 | 351 | 4.7% | 6.63% | #107 |
What Churchill Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 117 | 92 | 7 | 6.0% |
| Benton County | 80 | 57 | 1 | 1.3% |
| Pierce County | 79 | 62 | 6 | 7.6% |
| Snohomish County | 28 | 21 | 0 | 0.0% |
| Franklin County | 28 | 23 | 1 | 3.6% |
| Clark County | 24 | 15 | 1 | 4.2% |
| Spokane County | 24 | 17 | 1 | 4.2% |
| Lewis County | 9 | 6 | 0 | 0.0% |
| Grant County | 9 | 6 | 1 | 11.1% |
| Pacific County | 8 | 4 | 2 | 25.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 473 applications in 2025, of which 351 were originated and 22 denied.
4.7% of all applications, or 5.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Churchill Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology