Champions Funding in Ohio vs the state
16.7%Denial rate-0.96 pts vs state
24.2%Decision denial rate+2.34 pts vs state
52.3%Origination rate-7.59 pts vs state
8.00%Median rate+1.12 pts vs state
2.65Rate spread (pts)+2.27 pts vs state
$148kMedian applicant income
147Loans originated
47Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 9 | 57.1% | 9.50% | #518 |
| 2024 | 50 | 27 | 16.0% | 9.00% | #390 |
| 2025 | 281 | 147 | 16.7% | 8.00% | #196 |
What Champions Funding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 70 | 35 | 17 | 24.3% |
| Hamilton County | 40 | 21 | 3 | 7.5% |
| Franklin County | 24 | 14 | 3 | 12.5% |
| Lucas County | 20 | 10 | 2 | 10.0% |
| Butler County | 17 | 8 | 3 | 17.6% |
| Summit County | 14 | 7 | 2 | 14.3% |
| Delaware County | 8 | 6 | 1 | 12.5% |
| Allen County | 8 | 8 | 0 | 0.0% |
| Mahoning County | 7 | 4 | 2 | 28.6% |
| Lake County | 6 | 4 | 1 | 16.7% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 281 applications in 2025, of which 147 were originated and 47 denied.
16.7% of all applications, or 24.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Champions Funding originated in Ohio in 2025 was 8.00%, against a statewide median of 6.88%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology