CF Bank in Ohio vs the state
4.4%Denial rate-13.32 pts vs state
7.7%Decision denial rate-14.20 pts vs state
52.4%Origination rate-7.52 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
132Loans originated
11Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 176 | 3.1% | 7.13% | #177 |
| 2024 | 259 | 144 | 3.9% | 6.99% | #186 |
| 2025 | 252 | 132 | 4.4% | — | #205 |
What CF Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most CF Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 43 | 26 | 0 | 0.0% |
| Cuyahoga County | 40 | 18 | 4 | 10.0% |
| Allen County | 18 | 10 | 0 | 0.0% |
| Hamilton County | 15 | 8 | 0 | 0.0% |
| Summit County | 15 | 6 | 0 | 0.0% |
| Stark County | 9 | 4 | 0 | 0.0% |
| Lorain County | 9 | 3 | 1 | 11.1% |
| Columbiana County | 9 | 4 | 0 | 0.0% |
| Medina County | 8 | 4 | 0 | 0.0% |
| Delaware County | 7 | 5 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 252 applications in 2025, of which 132 were originated and 11 denied.
4.4% of all applications, or 7.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are CF Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology