Century in Ohio vs the state
19.7%Denial rate+2.01 pts vs state
26.0%Decision denial rate+4.10 pts vs state
56.1%Origination rate-3.80 pts vs state
7.00%Median rate+0.13 pts vs state
-0.30Rate spread (pts)-0.69 pts vs state
$122kMedian applicant income
299Loans originated
105Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 326 | 225 | 16.6% | 7.75% | #146 |
| 2024 | 412 | 261 | 16.0% | 7.50% | #139 |
| 2025 | 533 | 299 | 19.7% | 7.00% | #129 |
What Century lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Century applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 272 | 158 | 70 | 25.7% |
| Lorain County | 74 | 60 | 8 | 10.8% |
| Medina County | 27 | 23 | 1 | 3.7% |
| Summit County | 23 | 16 | 4 | 17.4% |
| Lake County | 18 | 14 | 2 | 11.1% |
| Portage County | 8 | 5 | 2 | 25.0% |
| Stark County | 6 | 4 | 1 | 16.7% |
| Geauga County | 4 | 4 | 0 | 0.0% |
| Warren County | 3 | 2 | 0 | 0.0% |
| Ottawa County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 533 applications in 2025, of which 299 were originated and 105 denied.
19.7% of all applications, or 26.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Century originated in Ohio in 2025 was 7.00%, against a statewide median of 6.88%.
About this data. Figures are Century's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology