Central One Federal Credit Union in New Hampshire vs the state
12.5%Denial rate-3.99 pts vs state
14.3%Decision denial rate-5.98 pts vs state
75.0%Origination rate+13.29 pts vs state
6.50%Median rate-0.32 pts vs state
-0.75Rate spread (pts)-0.98 pts vs state
$159kMedian applicant income
6Loans originated
1Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 11 | 11.8% | 7.25% | #178 |
| 2024 | 11 | 7 | 27.3% | 7.50% | #237 |
| 2025 | 8 | 6 | 12.5% | 6.50% | #274 |
What Central One Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Central One Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 3 | 2 | 0 | 0.0% |
| Cheshire County | 2 | 1 | 1 | 50.0% |
| Grafton County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Strafford County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 8 applications in 2025, of which 6 were originated and 1 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Central One Federal Credit Union originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.
About this data. Figures are Central One Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology