Cedar Rapids Bank and Trust in Iowa vs the state
7.5%Denial rate-5.41 pts vs state
9.2%Decision denial rate-6.08 pts vs state
72.7%Origination rate+4.21 pts vs state
—Median rate
—Rate spread (pts)
$78kMedian applicant income
117Loans originated
12Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 235 | 165 | 12.8% | — | #79 |
| 2024 | 210 | 154 | 12.4% | — | #93 |
| 2025 | 161 | 117 | 7.5% | — | #119 |
What Cedar Rapids Bank and Trust lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Cedar Rapids Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 117 | 87 | 8 | 6.8% |
| Black Hawk County | 12 | 8 | 1 | 8.3% |
| Benton County | 8 | 6 | 1 | 12.5% |
| Johnson County | 8 | 7 | 0 | 0.0% |
| Polk County | 3 | 2 | 0 | 0.0% |
| Delaware County | 3 | 2 | 0 | 0.0% |
| Jones County | 2 | 1 | 1 | 50.0% |
| Cedar County | 2 | 1 | 0 | 0.0% |
| Dubuque County | 2 | 1 | 0 | 0.0% |
| Muscatine County | 2 | 0 | 1 | 50.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 161 applications in 2025, of which 117 were originated and 12 denied.
7.5% of all applications, or 9.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Cedar Rapids Bank and Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology