CBI Bank & Trust in Wisconsin vs the state
27.3%Denial rate+13.26 pts vs state
30.8%Decision denial rate+14.41 pts vs state
61.4%Origination rate-6.79 pts vs state
7.50%Median rate+0.88 pts vs state
0.49Rate spread (pts)+0.37 pts vs state
$96kMedian applicant income
27Loans originated
12Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0.0% | 7.50% | #563 |
| 2024 | 41 | 31 | 19.5% | 7.49% | #344 |
| 2025 | 44 | 27 | 27.3% | 7.50% | #346 |
What CBI Bank & Trust lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most CBI Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock County | 39 | 25 | 11 | 28.2% |
| Pierce County | 1 | 1 | 0 | 0.0% |
| Walworth County | 1 | 0 | 0 | 0.0% |
| Milwaukee County | 1 | 0 | 1 | 100.0% |
| Kenosha County | 1 | 0 | 0 | 0.0% |
| Marathon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 44 applications in 2025, of which 27 were originated and 12 denied.
27.3% of all applications, or 30.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans CBI Bank & Trust originated in Wisconsin in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are CBI Bank & Trust's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology