Castle & Cooke Mortgage in Utah vs the state
3.9%Denial rate-12.08 pts vs state
7.4%Decision denial rate-11.77 pts vs state
45.6%Origination rate-17.61 pts vs state
6.75%Median rate+0.13 pts vs state
0.45Rate spread (pts)+0.21 pts vs state
$118kMedian applicant income
47Loans originated
4Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 496 | 329 | 1.8% | 6.63% | #52 |
| 2024 | 408 | 239 | 1.5% | 6.75% | #61 |
| 2025 | 103 | 47 | 3.9% | 6.75% | #132 |
What Castle & Cooke Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Castle & Cooke Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 30 | 14 | 0 | 0.0% |
| Weber County | 24 | 13 | 1 | 4.2% |
| Utah County | 18 | 9 | 1 | 5.6% |
| Davis County | 15 | 4 | 0 | 0.0% |
| Uintah County | 3 | 1 | 0 | 0.0% |
| Box Elder County | 3 | 2 | 0 | 0.0% |
| Iron County | 3 | 1 | 2 | 66.7% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Tooele County | 2 | 0 | 0 | 0.0% |
| Duchesne County | 2 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 103 applications in 2025, of which 47 were originated and 4 denied.
3.9% of all applications, or 7.4% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Castle & Cooke Mortgage originated in Utah in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology