Cardinal Financial Company, Limited Partnership in Alaska vs the state
22.2%Denial rate+8.21 pts vs state
22.2%Decision denial rate+4.24 pts vs state
55.6%Origination rate-5.12 pts vs state
7.13%Median rate+0.68 pts vs state
0.52Rate spread (pts)+0.38 pts vs state
$110kMedian applicant income
5Loans originated
2Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 12 | 10.5% | 7.00% | #71 |
| 2025 | 9 | 5 | 22.2% | 7.13% | #108 |
What Cardinal Financial Company, Limited Partnership lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Cardinal Financial Company, Limited Partnership applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Juneau City and Borough | 4 | 1 | 2 | 50.0% |
| Anchorage Municipality | 2 | 2 | 0 | 0.0% |
| Matanuska-Susitna Borough | 2 | 2 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 9 applications in 2025, of which 5 were originated and 2 denied.
22.2% of all applications, or 22.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Cardinal Financial Company, Limited Partnership originated in Alaska in 2025 was 7.13%, against a statewide median of 6.44%.
About this data. Figures are Cardinal Financial Company, Limited Partnership's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology