Calcon Mutual Mortgage in Ohio vs the state
11.8%Denial rate-5.93 pts vs state
20.0%Decision denial rate-1.89 pts vs state
47.1%Origination rate-12.84 pts vs state
6.99%Median rate+0.12 pts vs state
0.76Rate spread (pts)+0.37 pts vs state
$115kMedian applicant income
8Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 11 | 12.0% | 7.25% | #497 |
| 2024 | 81 | 43 | 13.6% | 7.13% | #334 |
| 2025 | 17 | 8 | 11.8% | 6.99% | #548 |
What Calcon Mutual Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 4 | 3 | 1 | 25.0% |
| Lawrence County | 3 | 2 | 0 | 0.0% |
| Highland County | 1 | 0 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Athens County | 1 | 0 | 0 | 0.0% |
| Paulding County | 1 | 0 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Allen County | 1 | 1 | 0 | 0.0% |
| Portage County | 1 | 0 | 0 | 0.0% |
| Lucas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 17 applications in 2025, of which 8 were originated and 2 denied.
11.8% of all applications, or 20.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Calcon Mutual Mortgage originated in Ohio in 2025 was 6.99%, against a statewide median of 6.88%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology