Calcon Mutual Mortgage in Colorado vs the state
8.3%Denial rate-7.30 pts vs state
10.0%Decision denial rate-9.66 pts vs state
73.3%Origination rate+13.31 pts vs state
6.50%Median rate-0.13 pts vs state
0.88Rate spread (pts)+0.73 pts vs state
$61kMedian applicant income
44Loans originated
5Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 186 | 106 | 3.2% | 6.75% | #165 |
| 2024 | 91 | 51 | 11.0% | 6.75% | #230 |
| 2025 | 60 | 44 | 8.3% | 6.50% | #281 |
What Calcon Mutual Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boulder County | 18 | 15 | 1 | 5.6% |
| Adams County | 5 | 4 | 0 | 0.0% |
| Larimer County | 4 | 2 | 1 | 25.0% |
| Weld County | 4 | 3 | 0 | 0.0% |
| El Paso County | 4 | 2 | 1 | 25.0% |
| Delta County | 4 | 4 | 0 | 0.0% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Denver County | 3 | 2 | 1 | 33.3% |
| Broomfield County | 2 | 2 | 0 | 0.0% |
| Las Animas County | 2 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 60 applications in 2025, of which 44 were originated and 5 denied.
8.3% of all applications, or 10.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Calcon Mutual Mortgage originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology