Bradesco Bank in Texas vs the state
7.7%Denial rate-11.74 pts vs state
8.5%Decision denial rate-16.39 pts vs state
82.7%Origination rate+27.81 pts vs state
6.75%Median rate+0.25 pts vs state
0.81Rate spread (pts)+0.62 pts vs state
$245kMedian applicant income
43Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 50 | 6.4% | 7.38% | #652 |
| 2024 | 64 | 58 | 4.7% | 7.25% | #638 |
| 2025 | 52 | 43 | 7.7% | 6.75% | #705 |
What Bradesco Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Bradesco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 22 | 22 | 0 | 0.0% |
| Montgomery County | 18 | 13 | 2 | 11.1% |
| Collin County | 5 | 4 | 1 | 20.0% |
| Bexar County | 2 | 2 | 0 | 0.0% |
| Denton County | 1 | 1 | 0 | 0.0% |
| Hidalgo County | 1 | 0 | 1 | 100.0% |
| Dallas County | 1 | 0 | 0 | 0.0% |
| Fort Bend County | 1 | 0 | 0 | 0.0% |
| Travis County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 52 applications in 2025, of which 43 were originated and 4 denied.
7.7% of all applications, or 8.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Bradesco Bank originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Bradesco Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology