Bpl Mortgage Trust in Ohio vs the state
11.0%Denial rate-6.71 pts vs state
11.7%Decision denial rate-10.23 pts vs state
75.2%Origination rate+15.30 pts vs state
7.50%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
1,513Loans originated
221Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 724 | 533 | 5.3% | 8.38% | #93 |
| 2024 | 1,189 | 899 | 9.3% | 7.63% | #72 |
| 2025 | 2,012 | 1,513 | 11.0% | 7.50% | #50 |
What Bpl Mortgage Trust lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 822 | 628 | 78 | 9.5% |
| Franklin County | 231 | 193 | 28 | 12.1% |
| Summit County | 190 | 139 | 24 | 12.6% |
| Lucas County | 178 | 141 | 12 | 6.7% |
| Montgomery County | 89 | 70 | 9 | 10.1% |
| Lorain County | 79 | 60 | 8 | 10.1% |
| Stark County | 69 | 40 | 5 | 7.2% |
| Hamilton County | 68 | 45 | 11 | 16.2% |
| Belmont County | 44 | 28 | 4 | 9.1% |
| Ashtabula County | 25 | 24 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 2,012 applications in 2025, of which 1,513 were originated and 221 denied.
11.0% of all applications, or 11.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Bpl Mortgage Trust originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology