BMO Bank in Louisiana vs the state
30.0%Denial rate+7.83 pts vs state
42.9%Decision denial rate+14.71 pts vs state
40.0%Origination rate-11.97 pts vs state
7.35%Median rate+0.73 pts vs state
0.85Rate spread (pts)+0.49 pts vs state
$154kMedian applicant income
4Loans originated
3Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 20 | 19.1% | 6.31% | #259 |
| 2024 | 31 | 15 | 29.0% | 7.38% | #282 |
| 2025 | 10 | 4 | 30.0% | 7.35% | #375 |
What BMO Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most BMO Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tangipahoa Parish | 2 | 1 | 1 | 50.0% |
| Lafayette Parish | 2 | 1 | 1 | 50.0% |
| Plaquemines Parish | 1 | 0 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 0 | 0 | 0.0% |
| Orleans Parish | 1 | 1 | 0 | 0.0% |
| Acadia Parish | 1 | 0 | 0 | 0.0% |
| St. Tammany Parish | 1 | 1 | 0 | 0.0% |
| Calcasieu Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 10 applications in 2025, of which 4 were originated and 3 denied.
30.0% of all applications, or 42.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans BMO Bank originated in Louisiana in 2025 was 7.35%, against a statewide median of 6.63%.
About this data. Figures are BMO Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology