Better Mortgage in Mississippi vs the state
27.5%Denial rate+4.54 pts vs state
54.1%Decision denial rate+25.63 pts vs state
23.3%Origination rate-29.55 pts vs state
7.00%Median rate+0.25 pts vs state
0.74Rate spread (pts)+0.40 pts vs state
$120kMedian applicant income
45Loans originated
53Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 28 | 13.9% | 6.38% | #140 |
| 2024 | 81 | 23 | 16.1% | 7.00% | #128 |
| 2025 | 193 | 45 | 27.5% | 7.00% | #90 |
What Better Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 25 | 5 | 4 | 16.0% |
| Harrison County | 22 | 5 | 8 | 36.4% |
| Rankin County | 19 | 2 | 6 | 31.6% |
| Jackson County | 17 | 0 | 5 | 29.4% |
| Lafayette County | 15 | 7 | 2 | 13.3% |
| Hinds County | 14 | 4 | 4 | 28.6% |
| Madison County | 13 | 4 | 5 | 38.5% |
| Oktibbeha County | 6 | 4 | 0 | 0.0% |
| Lee County | 6 | 0 | 1 | 16.7% |
| Hancock County | 6 | 0 | 2 | 33.3% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 193 applications in 2025, of which 45 were originated and 53 denied.
27.5% of all applications, or 54.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Better Mortgage originated in Mississippi in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology