Better Mortgage in Alaska vs the state
28.7%Denial rate+14.73 pts vs state
53.2%Decision denial rate+35.21 pts vs state
24.1%Origination rate-36.54 pts vs state
7.75%Median rate+1.31 pts vs state
0.87Rate spread (pts)+0.73 pts vs state
$144kMedian applicant income
21Loans originated
25Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 4 | 15.4% | 5.94% | #79 |
| 2024 | 23 | 9 | 13.0% | 7.00% | #75 |
| 2025 | 87 | 21 | 28.7% | 7.75% | #48 |
What Better Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 39 | 7 | 12 | 30.8% |
| Matanuska-Susitna Borough | 18 | 6 | 5 | 27.8% |
| Kenai Peninsula Borough | 9 | 2 | 2 | 22.2% |
| Fairbanks North Star Borough | 8 | 4 | 3 | 37.5% |
| Ketchikan Gateway Borough | 3 | 1 | 1 | 33.3% |
| Juneau City and Borough | 3 | 1 | 0 | 0.0% |
| Copper River Census Area | 2 | 0 | 0 | 0.0% |
| Kodiak Island Borough | 1 | 0 | 1 | 100.0% |
| Sitka City and Borough | 1 | 0 | 0 | 0.0% |
| Wrangell City and Borough | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 87 applications in 2025, of which 21 were originated and 25 denied.
28.7% of all applications, or 53.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Better Mortgage originated in Alaska in 2025 was 7.75%, against a statewide median of 6.44%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology