Bethpage Federal Credit Union in Nevada vs the state
40.2%Denial rate+22.70 pts vs state
44.9%Decision denial rate+22.70 pts vs state
49.2%Origination rate-8.47 pts vs state
6.49%Median rate-0.13 pts vs state
-0.49Rate spread (pts)-0.79 pts vs state
$126kMedian applicant income
65Loans originated
53Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 161 | 60 | 47.8% | 8.75% | #100 |
| 2024 | 146 | 71 | 39.0% | 6.99% | #121 |
| 2025 | 132 | 65 | 40.2% | 6.49% | #128 |
What Bethpage Federal Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 85 | 41 | 37 | 43.5% |
| Washoe County | 37 | 18 | 14 | 37.8% |
| Carson City | 3 | 2 | 0 | 0.0% |
| Douglas County | 3 | 3 | 0 | 0.0% |
| Humboldt County | 2 | 1 | 0 | 0.0% |
| Nye County | 2 | 0 | 2 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 132 applications in 2025, of which 65 were originated and 53 denied.
40.2% of all applications, or 44.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Bethpage Federal Credit Union originated in Nevada in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology