Bethpage Federal Credit Union in Kansas vs the state
36.0%Denial rate+20.97 pts vs state
43.9%Decision denial rate+25.62 pts vs state
46.0%Origination rate-17.82 pts vs state
6.49%Median rate-0.13 pts vs state
-0.71Rate spread (pts)-1.01 pts vs state
$118kMedian applicant income
23Loans originated
18Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 18 | 48.2% | 9.00% | #199 |
| 2024 | 45 | 20 | 33.3% | 6.99% | #217 |
| 2025 | 50 | 23 | 36.0% | 6.49% | #225 |
What Bethpage Federal Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 30 | 17 | 7 | 23.3% |
| Sedgwick County | 6 | 2 | 2 | 33.3% |
| Miami County | 3 | 1 | 2 | 66.7% |
| Douglas County | 3 | 2 | 0 | 0.0% |
| Leavenworth County | 2 | 1 | 1 | 50.0% |
| Wyandotte County | 2 | 0 | 2 | 100.0% |
| Anderson County | 1 | 0 | 1 | 100.0% |
| Labette County | 1 | 0 | 1 | 100.0% |
| Shawnee County | 1 | 0 | 1 | 100.0% |
| Pottawatomie County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 50 applications in 2025, of which 23 were originated and 18 denied.
36.0% of all applications, or 43.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Bethpage Federal Credit Union originated in Kansas in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology