Beeline Loans in Ohio vs the state
19.1%Denial rate+1.36 pts vs state
57.1%Decision denial rate+35.25 pts vs state
14.3%Origination rate-45.61 pts vs state
7.25%Median rate+0.38 pts vs state
1.06Rate spread (pts)+0.67 pts vs state
$61kMedian applicant income
36Loans originated
48Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 16 | 32.1% | 7.31% | #228 |
| 2024 | 256 | 23 | 44.1% | 7.63% | #188 |
| 2025 | 252 | 36 | 19.1% | 7.25% | #206 |
What Beeline Loans lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 64 | 12 | 9 | 14.1% |
| Franklin County | 27 | 4 | 2 | 7.4% |
| Butler County | 12 | 2 | 2 | 16.7% |
| Summit County | 12 | 3 | 2 | 16.7% |
| Stark County | 10 | 1 | 6 | 60.0% |
| Montgomery County | 10 | 1 | 3 | 30.0% |
| Lucas County | 9 | 0 | 1 | 11.1% |
| Hamilton County | 9 | 1 | 1 | 11.1% |
| Portage County | 7 | 1 | 1 | 14.3% |
| Greene County | 7 | 0 | 1 | 14.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 252 applications in 2025, of which 36 were originated and 48 denied.
19.1% of all applications, or 57.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Beeline Loans originated in Ohio in 2025 was 7.25%, against a statewide median of 6.88%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology