Beeline Loans in Colorado vs the state
16.3%Denial rate+0.65 pts vs state
84.0%Decision denial rate+64.34 pts vs state
3.1%Origination rate-56.92 pts vs state
6.06%Median rate-0.56 pts vs state
-0.10Rate spread (pts)-0.25 pts vs state
$125kMedian applicant income
4Loans originated
21Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 3 | 22.7% | 7.63% | #304 |
| 2024 | 106 | 6 | 44.3% | 6.68% | #212 |
| 2025 | 129 | 4 | 16.3% | 6.06% | #208 |
What Beeline Loans lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 21 | 1 | 3 | 14.3% |
| El Paso County | 15 | 2 | 4 | 26.7% |
| Jefferson County | 11 | 0 | 0 | 0.0% |
| Douglas County | 10 | 0 | 2 | 20.0% |
| Boulder County | 7 | 0 | 0 | 0.0% |
| Adams County | 6 | 0 | 0 | 0.0% |
| La Plata County | 6 | 0 | 2 | 33.3% |
| Pueblo County | 5 | 0 | 0 | 0.0% |
| Gunnison County | 5 | 0 | 0 | 0.0% |
| Larimer County | 5 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 129 applications in 2025, of which 4 were originated and 21 denied.
16.3% of all applications, or 84.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Beeline Loans originated in Colorado in 2025 was 6.06%, against a statewide median of 6.63%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology