Bay-Valley Mortgage Group · Alaska · 2025

Bay-Valley Mortgage Group in Alaska: approval rate, denial rate and rates (2025)

Bay-Valley Mortgage Group took 6 mortgage applications in Alaska in 2025, ranking #130 of 252 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

6Applicationsin AK
0.0%Decision denial ratestate 18.0%
6.81%Median ratestate 6.44%
$465,000Median loanstate $305,000
$1.8MVolume3 counties

Bay-Valley Mortgage Group in Alaska vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-17.98 pts vs state
66.7%Origination rate+5.99 pts vs state
6.81%Median rate+0.37 pts vs state
0.50Rate spread (pts)+0.37 pts vs state
$72kMedian applicant income
4Loans originated
0Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024540.0%7.13%#115
2025640.0%6.81%#130

What Bay-Valley Mortgage Group lends in Alaska

By loan purpose

Home purchase 4 67% · 0.0% denied
Refinance 1 17% · 0.0% denied
Cash-out refinance 1 17% · 0.0% denied

By loan type

Conventional 4 67% · 0.0% denied
FHA 1 17% · 0.0% denied
VA 1 17% · 0.0% denied

Where in Alaska

Counties with the most Bay-Valley Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 430 0.0%
Fairbanks North Star Borough 100 0.0%
Matanuska-Susitna Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 6 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Bay-Valley Mortgage Group originated in Alaska in 2025 was 6.81%, against a statewide median of 6.44%.

About this data. Figures are Bay-Valley Mortgage Group's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology