Baxter Credit Union in Washington vs the state
21.2%Denial rate+5.56 pts vs state
21.9%Decision denial rate+2.34 pts vs state
60.6%Origination rate-0.45 pts vs state
7.25%Median rate+0.63 pts vs state
0.02Rate spread (pts)-0.17 pts vs state
$167kMedian applicant income
20Loans originated
7Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 9 | 30.0% | 7.88% | #378 |
| 2024 | 39 | 20 | 35.9% | 7.81% | #301 |
| 2025 | 33 | 20 | 21.2% | 7.25% | #336 |
What Baxter Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 11 | 8 | 1 | 9.1% |
| Snohomish County | 7 | 5 | 0 | 0.0% |
| Pierce County | 5 | 2 | 3 | 60.0% |
| Kitsap County | 4 | 3 | 1 | 25.0% |
| Spokane County | 2 | 0 | 1 | 50.0% |
| Asotin County | 1 | 1 | 0 | 0.0% |
| Stevens County | 1 | 0 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Whatcom County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 33 applications in 2025, of which 20 were originated and 7 denied.
21.2% of all applications, or 21.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Baxter Credit Union originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology