Bankwest · Wyoming · 2025

Bankwest in Wyoming: approval rate, denial rate and rates (2025)

Bankwest took 27 mortgage applications in Wyoming in 2025, ranking #93 of 411 lenders active in the state. It originated 33.3% of them and denied 25.9% (43.8% of the applications it decided), against a statewide denial rate of 15.6%.

27Applicationsin WY
43.8%Decision denial ratestate 19.6%
8.50%Median ratestate 6.50%
$115,000Median loanstate $235,000
$2.1MVolume11 counties

Bankwest in Wyoming vs the state

25.9%Denial rate+10.37 pts vs state
43.8%Decision denial rate+24.16 pts vs state
33.3%Origination rate-27.68 pts vs state
8.50%Median rate+2.00 pts vs state
2.63Rate spread (pts)+2.40 pts vs state
$104kMedian applicant income
9Loans originated
7Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313638.5%7.85%#119
202422736.4%8.00%#98
202527925.9%8.50%#93

What Bankwest lends in Wyoming

By loan purpose

Home purchase 24 89% · 25.0% denied
Refinance 1 4% · 100.0% denied
Cash-out refinance 1 4% · 0.0% denied
Home improvement 1 4% · 0.0% denied

By loan type

Conventional 26 96% · 26.9% denied
FHA 1 4% · 0.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 4 57%
Credit history 2 29%
Collateral 1 14%

Where in Wyoming

Counties with the most Bankwest applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Crook County 623 50.0%
Weston County 521 20.0%
Sweetwater County 300 0.0%
Campbell County 320 0.0%
Goshen County 211 50.0%
Niobrara County 202 100.0%
Sheridan County 200 0.0%
Natrona County 100 0.0%
Fremont County 110 0.0%
Sublette County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 27 applications in 2025, of which 9 were originated and 7 denied.

25.9% of all applications, or 43.8% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Bankwest originated in Wyoming in 2025 was 8.50%, against a statewide median of 6.50%.

About this data. Figures are Bankwest's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology