Bankers' Bank in Wisconsin vs the state
10.2%Denial rate-3.85 pts vs state
12.4%Decision denial rate-3.98 pts vs state
70.3%Origination rate+2.16 pts vs state
6.50%Median rate-0.13 pts vs state
0.23Rate spread (pts)+0.11 pts vs state
$106kMedian applicant income
90Loans originated
13Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 144 | 10.1% | 6.63% | #137 |
| 2024 | 208 | 163 | 7.2% | 6.63% | #137 |
| 2025 | 128 | 90 | 10.2% | 6.50% | #224 |
What Bankers' Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Bankers' Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock County | 13 | 8 | 3 | 23.1% |
| Burnett County | 10 | 5 | 1 | 10.0% |
| Sawyer County | 10 | 8 | 2 | 20.0% |
| Bayfield County | 9 | 5 | 1 | 11.1% |
| Sheboygan County | 8 | 7 | 0 | 0.0% |
| Ashland County | 8 | 6 | 0 | 0.0% |
| Iron County | 7 | 4 | 0 | 0.0% |
| Richland County | 6 | 4 | 0 | 0.0% |
| Barron County | 6 | 5 | 0 | 0.0% |
| Washburn County | 5 | 4 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 128 applications in 2025, of which 90 were originated and 13 denied.
10.2% of all applications, or 12.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Bankers' Bank originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Bankers' Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology