Axos Bank · Nevada · 2025

Axos Bank in Nevada: approval rate, denial rate and rates (2025)

Axos Bank took 56 mortgage applications in Nevada in 2025, ranking #196 of 627 lenders active in the state. It originated 30.4% of them and denied 14.3% (30.8% of the applications it decided), against a statewide denial rate of 17.5%.

56Applicationsin NV
30.8%Decision denial ratestate 22.2%
7.38%Median ratestate 6.63%
$505,000Median loanstate $305,000
$26MVolume6 counties

Axos Bank in Nevada vs the state

14.3%Denial rate-3.16 pts vs state
30.8%Decision denial rate+8.55 pts vs state
30.4%Origination rate-27.35 pts vs state
7.38%Median rate+0.75 pts vs state
0.75Rate spread (pts)+0.46 pts vs state
$198kMedian applicant income
17Loans originated
8Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023501230.0%6.63%#192
2024512417.7%7.19%#202
2025561714.3%7.38%#196

What Axos Bank lends in Nevada

By loan purpose

Home purchase 24 43% · 16.7% denied
Refinance 15 27% · 6.7% denied
Cash-out refinance 7 13% · 28.6% denied
Home improvement 7 13% · 14.3% denied
Other / HELOC 3 5% · 0.0% denied

By loan type

Conventional 55 98% · 14.6% denied
FHA 1 2% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 3 38%
Collateral 2 25%
Insufficient cash 2 25%
Other 1 13%

Where in Nevada

Counties with the most Axos Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 3166 19.4%
Washoe County 1982 10.5%
Nye County 320 0.0%
Lyon County 100 0.0%
Carson City 100 0.0%
Douglas County 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 56 applications in 2025, of which 17 were originated and 8 denied.

14.3% of all applications, or 30.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Axos Bank originated in Nevada in 2025 was 7.38%, against a statewide median of 6.63%.

About this data. Figures are Axos Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology