Assurance Financial Group in Texas vs the state
5.3%Denial rate-14.09 pts vs state
7.5%Decision denial rate-17.44 pts vs state
66.2%Origination rate+11.31 pts vs state
6.63%Median rate+0.13 pts vs state
0.28Rate spread (pts)+0.09 pts vs state
$128kMedian applicant income
186Loans originated
15Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 176 | 119 | 3.4% | 6.62% | #436 |
| 2024 | 123 | 93 | 2.4% | 6.50% | #512 |
| 2025 | 281 | 186 | 5.3% | 6.63% | #349 |
What Assurance Financial Group lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Assurance Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 51 | 31 | 6 | 11.8% |
| Williamson County | 37 | 22 | 3 | 8.1% |
| Tarrant County | 32 | 26 | 0 | 0.0% |
| Harris County | 15 | 7 | 1 | 6.7% |
| Hays County | 12 | 6 | 0 | 0.0% |
| Collin County | 10 | 8 | 0 | 0.0% |
| Bexar County | 9 | 5 | 0 | 0.0% |
| Bastrop County | 8 | 7 | 1 | 12.5% |
| Gregg County | 8 | 5 | 0 | 0.0% |
| Dallas County | 8 | 7 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 281 applications in 2025, of which 186 were originated and 15 denied.
5.3% of all applications, or 7.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Assurance Financial Group originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology