Arvest Bank · Colorado · 2025

Arvest Bank in Colorado: approval rate, denial rate and rates (2025)

Arvest Bank took 36 mortgage applications in Colorado in 2025, ranking #345 of 1,114 lenders active in the state. It originated 52.8% of them and denied 16.7% (24.0% of the applications it decided), against a statewide denial rate of 15.6%.

36Applicationsin CO
24.0%Decision denial ratestate 19.7%
6.63%Median ratestate 6.63%
$280,000Median loanstate $325,000
$6.1MVolume18 counties

Arvest Bank in Colorado vs the state

16.7%Denial rate+1.04 pts vs state
24.0%Decision denial rate+4.34 pts vs state
52.8%Origination rate-7.24 pts vs state
6.63%Median rate0.00 pts vs state
0.04Rate spread (pts)-0.11 pts vs state
$146kMedian applicant income
19Loans originated
6Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023472317.0%6.38%#292
2024411817.1%6.63%#315
2025361916.7%6.63%#345

What Arvest Bank lends in Colorado

By loan purpose

Home purchase 12 33% · 8.3% denied
Refinance 4 11% · 0.0% denied
Cash-out refinance 10 28% · 10.0% denied
Home improvement 3 8% · 66.7% denied
Other / HELOC 7 19% · 28.6% denied

By loan type

Conventional 32 89% · 18.8% denied
FHA 1 3% · 0.0% denied
VA 3 8% · 0.0% denied

Why it denied Colorado applicants

Other 4 67%
Debt-to-income ratio 2 33%

Where in Colorado

Counties with the most Arvest Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Arapahoe County 531 20.0%
Douglas County 412 50.0%
Chaffee County 321 33.3%
El Paso County 320 0.0%
Jefferson County 321 33.3%
Boulder County 320 0.0%
Weld County 201 50.0%
Denver County 210 0.0%
Mesa County 210 0.0%
Crowley County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 36 applications in 2025, of which 19 were originated and 6 denied.

16.7% of all applications, or 24.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Arvest Bank originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Arvest Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology