Armed Forces Bank · New Hampshire · 2025

Armed Forces Bank in New Hampshire: approval rate, denial rate and rates (2025)

Armed Forces Bank took 16 mortgage applications in New Hampshire in 2025, ranking #215 of 535 lenders active in the state. It originated 68.8% of them and denied 18.8% (21.4% of the applications it decided), against a statewide denial rate of 16.5%.

16Applicationsin NH
21.4%Decision denial ratestate 20.3%
6.13%Median ratestate 6.82%
$485,000Median loanstate $265,000
$6.5MVolume5 counties

Armed Forces Bank in New Hampshire vs the state

18.8%Denial rate+2.26 pts vs state
21.4%Decision denial rate+1.16 pts vs state
68.8%Origination rate+7.04 pts vs state
6.13%Median rate-0.70 pts vs state
-0.63Rate spread (pts)-0.87 pts vs state
$157kMedian applicant income
11Loans originated
3Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023640.0%8.00%#275
20245220.0%6.81%#298
2025161118.8%6.13%#215

What Armed Forces Bank lends in New Hampshire

By loan purpose

Home purchase 8 50% · 0.0% denied
Refinance 7 44% · 28.6% denied
Other / HELOC 1 6% · 100.0% denied

By loan type

Conventional 2 13% · 50.0% denied
FHA 1 6% · 0.0% denied
VA 13 81% · 15.4% denied

Why it denied New Hampshire applicants

Incomplete application 2 67%
Debt-to-income ratio 1 33%

Where in New Hampshire

Counties with the most Armed Forces Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 651 16.7%
Grafton County 421 25.0%
Rockingham County 311 33.3%
Belknap County 220 0.0%
Carroll County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 16 applications in 2025, of which 11 were originated and 3 denied.

18.8% of all applications, or 21.4% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Armed Forces Bank originated in New Hampshire in 2025 was 6.13%, against a statewide median of 6.82%.

About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology