Armed Forces Bank · Alaska · 2025

Armed Forces Bank in Alaska: approval rate, denial rate and rates (2025)

Armed Forces Bank took 26 mortgage applications in Alaska in 2025, ranking #76 of 252 lenders active in the state. It originated 84.6% of them and denied 11.5% (12.0% of the applications it decided), against a statewide denial rate of 14.0%.

26Applicationsin AK
12.0%Decision denial ratestate 18.0%
6.13%Median ratestate 6.44%
$375,000Median loanstate $305,000
$9.9MVolume9 counties

Armed Forces Bank in Alaska vs the state

11.5%Denial rate-2.47 pts vs state
12.0%Decision denial rate-5.98 pts vs state
84.6%Origination rate+23.94 pts vs state
6.13%Median rate-0.32 pts vs state
-0.39Rate spread (pts)-0.52 pts vs state
$130kMedian applicant income
22Loans originated
3Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238612.5%6.13%#101
202414117.1%6.50%#86
2025262211.5%6.13%#76

What Armed Forces Bank lends in Alaska

By loan purpose

Home purchase 17 65% · 5.9% denied
Refinance 4 15% · 0.0% denied
Cash-out refinance 3 12% · 33.3% denied
Other / HELOC 2 8% · 50.0% denied

By loan type

Conventional 3 12% · 33.3% denied
FHA 1 4% · 0.0% denied
VA 22 85% · 9.1% denied

Why it denied Alaska applicants

Incomplete application 2 67%
Debt-to-income ratio 1 33%

Where in Alaska

Counties with the most Armed Forces Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fairbanks North Star Borough 1082 20.0%
Matanuska-Susitna Borough 431 25.0%
Anchorage Municipality 320 0.0%
Kenai Peninsula Borough 220 0.0%
Ketchikan Gateway Borough 220 0.0%
Juneau City and Borough 220 0.0%
Chugach Census Area 110 0.0%
Kodiak Island Borough 110 0.0%
Southeast Fairbanks Census Area 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 26 applications in 2025, of which 22 were originated and 3 denied.

11.5% of all applications, or 12.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Armed Forces Bank originated in Alaska in 2025 was 6.13%, against a statewide median of 6.44%.

About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology