Ark-La-Tex Financial Services, LLC. in Washington vs the state
2.4%Denial rate-13.24 pts vs state
3.2%Decision denial rate-16.37 pts vs state
73.5%Origination rate+12.43 pts vs state
6.19%Median rate-0.44 pts vs state
0.12Rate spread (pts)-0.07 pts vs state
$166kMedian applicant income
61Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 52 | 2.6% | 6.75% | #234 |
| 2024 | 119 | 84 | 2.5% | 6.63% | #212 |
| 2025 | 83 | 61 | 2.4% | 6.19% | #257 |
What Ark-La-Tex Financial Services, LLC. lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 20 | 15 | 0 | 0.0% |
| Snohomish County | 13 | 10 | 0 | 0.0% |
| Clark County | 11 | 8 | 1 | 9.1% |
| Pierce County | 7 | 3 | 0 | 0.0% |
| Spokane County | 6 | 4 | 1 | 16.7% |
| Kitsap County | 5 | 5 | 0 | 0.0% |
| Yakima County | 4 | 3 | 0 | 0.0% |
| Thurston County | 3 | 1 | 0 | 0.0% |
| Kittitas County | 2 | 1 | 0 | 0.0% |
| Klickitat County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 83 applications in 2025, of which 61 were originated and 2 denied.
2.4% of all applications, or 3.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Washington in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology