Arbor Realty Trust in Pennsylvania vs the state
4.4%Denial rate-13.94 pts vs state
4.6%Decision denial rate-17.66 pts vs state
91.3%Origination rate+30.34 pts vs state
5.11%Median rate-1.52 pts vs state
—Rate spread (pts)
—Median applicant income
21Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 10 | 16.7% | 6.22% | #680 |
| 2024 | 10 | 8 | 10.0% | 5.69% | #697 |
| 2025 | 23 | 21 | 4.4% | 5.11% | #583 |
What Arbor Realty Trust lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Arbor Realty Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 16 | 15 | 0 | 0.0% |
| Bucks County | 4 | 4 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Allegheny County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 23 applications in 2025, of which 21 were originated and 1 denied.
4.4% of all applications, or 4.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Arbor Realty Trust originated in Pennsylvania in 2025 was 5.11%, against a statewide median of 6.63%.
About this data. Figures are Arbor Realty Trust's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology