Angel Oak Mortgage Solutions · Washington · 2025

Angel Oak Mortgage Solutions in Washington: approval rate, denial rate and rates (2025)

Angel Oak Mortgage Solutions took 163 mortgage applications in Washington in 2025, ranking #206 of 822 lenders active in the state. It originated 55.2% of them and denied 18.4% (24.8% of the applications it decided), against a statewide denial rate of 15.7%.

163Applicationsin WA
24.8%Decision denial ratestate 19.5%
7.50%Median ratestate 6.63%
$405,000Median loanstate $335,000
$46MVolume22 counties

Angel Oak Mortgage Solutions in Washington vs the state

18.4%Denial rate+2.75 pts vs state
24.8%Decision denial rate+5.25 pts vs state
55.2%Origination rate-5.85 pts vs state
7.50%Median rate+0.87 pts vs state
1.92Rate spread (pts)+1.73 pts vs state
$281kMedian applicant income
90Loans originated
30Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023683419.1%8.44%#247
2024956213.7%7.88%#227
20251639018.4%7.50%#206

What Angel Oak Mortgage Solutions lends in Washington

By loan purpose

Home purchase 58 36% · 22.4% denied
Refinance 11 7% · 9.1% denied
Cash-out refinance 92 56% · 17.4% denied
Home improvement 2 1% · 0.0% denied

By loan type

Conventional 163 100% · 18.4% denied

Why it denied Washington applicants

Collateral 8 27%
Debt-to-income ratio 6 20%
Credit history 6 20%
Insufficient cash 5 17%
Other 3 10%
Unverifiable information 1 3%
Employment history 1 3%

Where in Washington

Counties with the most Angel Oak Mortgage Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 42229 21.4%
Snohomish County 20134 20.0%
Clark County 1953 15.8%
Pierce County 19125 26.3%
Thurston County 13111 7.7%
Lewis County 861 12.5%
Yakima County 723 42.9%
Spokane County 722 28.6%
Grant County 431 25.0%
Whatcom County 330 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 163 applications in 2025, of which 90 were originated and 30 denied.

18.4% of all applications, or 24.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Angel Oak Mortgage Solutions originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology