Angel Oak Mortgage Solutions in Missouri vs the state
20.9%Denial rate+5.83 pts vs state
24.6%Decision denial rate+5.86 pts vs state
61.2%Origination rate-1.47 pts vs state
7.87%Median rate+1.25 pts vs state
2.18Rate spread (pts)+1.83 pts vs state
$301kMedian applicant income
41Loans originated
14Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 28 | 25.0% | 8.94% | #331 |
| 2024 | 43 | 19 | 23.3% | 7.88% | #353 |
| 2025 | 67 | 41 | 20.9% | 7.87% | #315 |
What Angel Oak Mortgage Solutions lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 16 | 9 | 5 | 31.3% |
| Jackson County | 16 | 9 | 3 | 18.8% |
| Camden County | 6 | 5 | 0 | 0.0% |
| St. Louis city | 4 | 1 | 3 | 75.0% |
| Christian County | 4 | 4 | 0 | 0.0% |
| Greene County | 3 | 1 | 0 | 0.0% |
| Jasper County | 2 | 2 | 0 | 0.0% |
| Webster County | 2 | 2 | 0 | 0.0% |
| Cass County | 2 | 1 | 1 | 50.0% |
| Clark County | 1 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 67 applications in 2025, of which 41 were originated and 14 denied.
20.9% of all applications, or 24.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Angel Oak Mortgage Solutions originated in Missouri in 2025 was 7.87%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology