Angel Oak Mortgage Solutions in Kansas vs the state
25.8%Denial rate+10.78 pts vs state
28.6%Decision denial rate+10.29 pts vs state
61.3%Origination rate-2.53 pts vs state
7.50%Median rate+0.87 pts vs state
0.58Rate spread (pts)+0.28 pts vs state
$165kMedian applicant income
19Loans originated
8Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 3 | 0.0% | 7.38% | #320 |
| 2024 | 19 | 15 | 5.3% | 7.38% | #287 |
| 2025 | 31 | 19 | 25.8% | 7.50% | #268 |
What Angel Oak Mortgage Solutions lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 11 | 9 | 2 | 18.2% |
| Johnson County | 6 | 3 | 2 | 33.3% |
| Wyandotte County | 4 | 2 | 1 | 25.0% |
| Douglas County | 2 | 2 | 0 | 0.0% |
| Cheyenne County | 1 | 0 | 0 | 0.0% |
| Harvey County | 1 | 1 | 0 | 0.0% |
| Ellis County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 0 | 1 | 100.0% |
| Leavenworth County | 1 | 0 | 1 | 100.0% |
| Miami County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 31 applications in 2025, of which 19 were originated and 8 denied.
25.8% of all applications, or 28.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Angel Oak Mortgage Solutions originated in Kansas in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology