ANB Bank in Colorado vs the state
17.1%Denial rate+1.50 pts vs state
20.9%Decision denial rate+1.20 pts vs state
61.4%Origination rate+1.40 pts vs state
6.38%Median rate-0.25 pts vs state
0.21Rate spread (pts)+0.06 pts vs state
$92kMedian applicant income
312Loans originated
87Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 525 | 358 | 9.0% | 6.25% | #96 |
| 2024 | 617 | 379 | 16.7% | 6.50% | #86 |
| 2025 | 508 | 312 | 17.1% | 6.38% | #103 |
What ANB Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most ANB Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garfield County | 98 | 47 | 24 | 24.5% |
| Mesa County | 73 | 39 | 17 | 23.3% |
| El Paso County | 53 | 31 | 14 | 26.4% |
| Eagle County | 43 | 32 | 4 | 9.3% |
| Pitkin County | 42 | 26 | 4 | 9.5% |
| Larimer County | 31 | 18 | 6 | 19.4% |
| Adams County | 31 | 21 | 4 | 12.9% |
| Boulder County | 30 | 26 | 2 | 6.7% |
| Arapahoe County | 28 | 22 | 2 | 7.1% |
| Douglas County | 14 | 11 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 508 applications in 2025, of which 312 were originated and 87 denied.
17.1% of all applications, or 20.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans ANB Bank originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are ANB Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology