AMWEST Funding in Ohio vs the state
7.9%Denial rate-9.81 pts vs state
12.6%Decision denial rate-9.29 pts vs state
54.2%Origination rate-5.71 pts vs state
7.00%Median rate+0.13 pts vs state
0.74Rate spread (pts)+0.35 pts vs state
$96kMedian applicant income
110Loans originated
16Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 109 | 60 | 6.4% | 8.50% | #291 |
| 2024 | 157 | 92 | 5.7% | 7.75% | #249 |
| 2025 | 203 | 110 | 7.9% | 7.00% | #234 |
What AMWEST Funding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 57 | 30 | 2 | 3.5% |
| Franklin County | 20 | 10 | 0 | 0.0% |
| Montgomery County | 18 | 13 | 0 | 0.0% |
| Summit County | 18 | 9 | 2 | 11.1% |
| Lorain County | 14 | 7 | 1 | 7.1% |
| Hamilton County | 14 | 8 | 2 | 14.3% |
| Lucas County | 11 | 4 | 2 | 18.2% |
| Delaware County | 6 | 3 | 0 | 0.0% |
| Warren County | 6 | 4 | 0 | 0.0% |
| Butler County | 6 | 1 | 2 | 33.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 203 applications in 2025, of which 110 were originated and 16 denied.
7.9% of all applications, or 12.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans AMWEST Funding originated in Ohio in 2025 was 7.00%, against a statewide median of 6.88%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology