Aml Funding · Ohio · 2025

Aml Funding in Ohio: approval rate, denial rate and rates (2025)

Aml Funding took 25 mortgage applications in Ohio in 2025, ranking #497 of 1,092 lenders active in the state. It originated 72.0% of them and denied 4.0% (5.0% of the applications it decided), against a statewide denial rate of 17.7%.

25Applicationsin OH
5.0%Decision denial ratestate 21.9%
6.75%Median ratestate 6.88%
$265,000Median loanstate $155,000
$4.5MVolume14 counties

Aml Funding in Ohio vs the state

4.0%Denial rate-13.69 pts vs state
5.0%Decision denial rate-16.89 pts vs state
72.0%Origination rate+12.10 pts vs state
6.75%Median rate-0.13 pts vs state
0.51Rate spread (pts)+0.12 pts vs state
$101kMedian applicant income
18Loans originated
1Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023231217.4%7.13%#506
202433330.0%6.88%#453
202525184.0%6.75%#497

What Aml Funding lends in Ohio

By loan purpose

Home purchase 15 60% · 6.7% denied
Refinance 7 28% · 0.0% denied
Cash-out refinance 3 12% · 0.0% denied

By loan type

Conventional 18 72% · 5.6% denied
FHA 3 12% · 0.0% denied
VA 4 16% · 0.0% denied

Why it denied Ohio applicants

Insufficient cash 1 100%

Where in Ohio

Counties with the most Aml Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cuyahoga County 660 0.0%
Lorain County 330 0.0%
Franklin County 310 0.0%
Montgomery County 220 0.0%
Delaware County 220 0.0%
Medina County 100 0.0%
Highland County 100 0.0%
Richland County 110 0.0%
Hamilton County 110 0.0%
Warren County 100 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 25 applications in 2025, of which 18 were originated and 1 denied.

4.0% of all applications, or 5.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Aml Funding originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.

About this data. Figures are Aml Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology