Ameritrust Mortgage in Washington vs the state
2.7%Denial rate-12.98 pts vs state
5.3%Decision denial rate-14.28 pts vs state
46.7%Origination rate-14.39 pts vs state
7.00%Median rate+0.37 pts vs state
0.90Rate spread (pts)+0.71 pts vs state
$157kMedian applicant income
35Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 7 | 0.0% | 8.75% | #373 |
| 2024 | 52 | 24 | 3.9% | 7.63% | #280 |
| 2025 | 75 | 35 | 2.7% | 7.00% | #266 |
What Ameritrust Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 14 | 3 | 1 | 7.1% |
| King County | 13 | 8 | 1 | 7.7% |
| Snohomish County | 10 | 5 | 0 | 0.0% |
| Clark County | 10 | 5 | 0 | 0.0% |
| Thurston County | 5 | 4 | 0 | 0.0% |
| Benton County | 5 | 4 | 0 | 0.0% |
| Cowlitz County | 3 | 2 | 0 | 0.0% |
| Grays Harbor County | 2 | 0 | 0 | 0.0% |
| Mason County | 2 | 0 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 75 applications in 2025, of which 35 were originated and 2 denied.
2.7% of all applications, or 5.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Ameritrust Mortgage originated in Washington in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology