Ameritrust Mortgage in Missouri vs the state
2.6%Denial rate-12.51 pts vs state
4.6%Decision denial rate-14.15 pts vs state
53.9%Origination rate-8.81 pts vs state
6.99%Median rate+0.37 pts vs state
0.24Rate spread (pts)-0.11 pts vs state
$101kMedian applicant income
21Loans originated
1Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 3 | 10.0% | 9.00% | #496 |
| 2024 | 42 | 23 | 0.0% | 8.00% | #358 |
| 2025 | 39 | 21 | 2.6% | 6.99% | #370 |
What Ameritrust Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 8 | 7 | 0 | 0.0% |
| Jackson County | 8 | 3 | 0 | 0.0% |
| St. Charles County | 4 | 2 | 0 | 0.0% |
| St. Louis city | 4 | 1 | 0 | 0.0% |
| Pettis County | 3 | 0 | 1 | 33.3% |
| Clay County | 3 | 2 | 0 | 0.0% |
| Camden County | 2 | 2 | 0 | 0.0% |
| Stone County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Miller County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 39 applications in 2025, of which 21 were originated and 1 denied.
2.6% of all applications, or 4.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Ameritrust Mortgage originated in Missouri in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology