Amerihome Mortgage Company · Texas · 2025

Amerihome Mortgage Company in Texas: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 2,736 mortgage applications in Texas in 2025, ranking #74 of 1,568 lenders active in the state. It originated 61.8% of them and denied 9.5% (13.0% of the applications it decided), against a statewide denial rate of 19.4%.

2.7kApplicationsin TX
13.0%Decision denial ratestate 24.9%
6.38%Median ratestate 6.50%
$315,000Median loanstate $245,000
$600MVolume144 counties

Amerihome Mortgage Company in Texas vs the state

9.5%Denial rate-9.96 pts vs state
13.0%Decision denial rate-11.92 pts vs state
61.8%Origination rate+6.96 pts vs state
6.38%Median rate-0.13 pts vs state
0.20Rate spread (pts)0.00 pts vs state
$150kMedian applicant income
1,692Loans originated
259Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,37980314.4%6.63%#119
20242,7271,6039.1%6.63%#70
20252,7361,6929.5%6.38%#74

What Amerihome Mortgage Company lends in Texas

By loan purpose

Home purchase 907 33% · 8.2% denied
Refinance 1,653 60% · 9.4% denied
Cash-out refinance 176 6% · 16.5% denied

By loan type

Conventional 1,300 48% · 10.5% denied
FHA 1,214 44% · 9.3% denied
VA 222 8% · 4.5% denied

Why it denied Texas applicants

Credit history 64 25%
Unverifiable information 60 23%
Debt-to-income ratio 37 14%
Insufficient cash 37 14%
Incomplete application 21 8%
Other 21 8%
Collateral 15 6%
Employment history 4 2%

Where in Texas

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 42429232 7.5%
Collin County 21913436 16.4%
Denton County 1438314 9.8%
Tarrant County 139737 5.0%
Dallas County 1368020 14.7%
Bexar County 1186912 10.2%
Travis County 114887 6.1%
Montgomery County 89636 6.7%
Brazos County 88748 9.1%
Fort Bend County 864811 12.8%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 2,736 applications in 2025, of which 1,692 were originated and 259 denied.

9.5% of all applications, or 13.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Amerihome Mortgage Company originated in Texas in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology