Amerihome Mortgage Company · Missouri · 2025

Amerihome Mortgage Company in Missouri: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 355 mortgage applications in Missouri in 2025, ranking #122 of 1,023 lenders active in the state. It originated 57.5% of them and denied 5.4% (8.2% of the applications it decided), against a statewide denial rate of 15.1%.

355Applicationsin MO
8.2%Decision denial ratestate 18.7%
6.50%Median ratestate 6.63%
$255,000Median loanstate $175,000
$58MVolume63 counties

Amerihome Mortgage Company in Missouri vs the state

5.4%Denial rate-9.72 pts vs state
8.2%Decision denial rate-10.47 pts vs state
57.5%Origination rate-5.20 pts vs state
6.50%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.06 pts vs state
$84kMedian applicant income
204Loans originated
19Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023642118.8%6.99%#294
20241921008.3%6.63%#172
20253552045.4%6.50%#122

What Amerihome Mortgage Company lends in Missouri

By loan purpose

Home purchase 46 13% · 2.2% denied
Refinance 275 77% · 4.7% denied
Cash-out refinance 34 10% · 14.7% denied

By loan type

Conventional 85 24% · 4.7% denied
FHA 257 72% · 5.5% denied
VA 13 4% · 7.7% denied

Why it denied Missouri applicants

Credit history 11 58%
Debt-to-income ratio 2 11%
Insufficient cash 2 11%
Collateral 1 5%
Incomplete application 1 5%
Unverifiable information 1 5%
Other 1 5%

Where in Missouri

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 58343 5.2%
Greene County 26151 3.8%
St. Charles County 23170 0.0%
St. Louis County 22110 0.0%
Clay County 22122 9.1%
Jefferson County 1772 11.8%
St. Louis city 1460 0.0%
Cass County 14120 0.0%
Christian County 1260 0.0%
Jasper County 1061 10.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 355 applications in 2025, of which 204 were originated and 19 denied.

5.4% of all applications, or 8.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Amerihome Mortgage Company originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology